Banking Finance Transformation
with CCH® Tagetik
Book a 20-minute intro call
Faster planning. Cleaner consolidation. Audit-ready reporting.
The Banking Landscape Is Shifting
European banks face a structurally different
operating environment in 2026 and beyond.
Interest Margin Normalization
After the high-rate years, margins have adjusted downward. Most institutions expect interest margins to stabilize at a lower level, increasing the need for income diversification.
Rising Operating Costs
57% of banks cite rising costs as the greatest strain on income. IT modernization, cybersecurity, regulatory compliance, and cloud migration are driving costs up.
Regulatory Burden
Compliance costs consume an ever-growing share of operating budgets. FINMA, EBA, and Basel requirements demand more data, reporting, and controls.
AI & Digital Disruption
78% of banks are implementing AI projects. But efficiency gains remain unrealized without connecting AI to planning, cost allocation, and profitability.
There’s a Better Way to Run Finance.
CCH® Tagetik provides a governed finance layer to centralize data validation, controls, and documentation supporting regulatory processes such as FINREP, COREP, IFRS 9, and Pillar III, while integrating with specialized risk and regulatory engines for calculations and disclosures.
For CFOs, FP&A leaders, Heads of Consolidation, Reporting Managers, and Finance Transformation teams in:
Retail
banking
Commercial
banking
Multi-entity
financial groups
Digital-first &
challenger banks
A Central Finance Platform for Planning, Close,
and Performance Management
From close and consolidation to planning and scenario analysis, CCH® Tagetik centralizes finance logic, governance, and workflows, all while integrating with core banking, risk, treasury, and data platforms already in place. Built for the workflows banks care about most:
CCH® Tagetik connects everything,
and Inulta makes it work for banking.
Why Automate This in CCH® Tagetik?
Single Source of Truth
Every assumption, driver, and allocation lives in one governed data model. No version conflicts, no broken links.
Real-Time Cascading
Change one assumption and the entire model recalculates instantly across all BUs and scenarios.
ABC Transparency
Activity-Based Costing replaces flat-percentage allocations with causal, driver-based cost assignment.
Unit Cost Analytics
Track cost-per-transaction, cost-per-client at monthly granularity. Benchmark across periods and BUs.
Scenario Simulation
Six scenarios side-by-side with CIR bridge analysis. Each with full P&L and unit cost impact.
Audit & Governance
Full audit trail, workflow approvals, role-based access. Board-ready in minutes, not weeks.
The Strategic Advantage
Transform cost management from a reactive reporting exercise into a strategic
steering capability — with full automation in CCH® Tagetik.
Faster Cycles
Every assumption, driver, and allocation lives in one governed data model. No version conflicts, no broken links.
Full Transparency
Every data traceable. Every allocation auditable. Every scenario comparable.
Real Impact
Savings that are real, investments that are right-sized, and a cost base fit for the future.
Value Across the C-Suite
For the CFO
A dynamic Cost-to-Income Ratio engine that shows not just the number, but the drivers that move it — and which levers management actually controls. Full transparency for Board reporting.
For the COO
Unit economics that reveal where productivity gains are real versus where cost just moves between buckets. Operational driver visibility across workforce, IT, and process costs.
For Business Heads
Fully-loaded P&Ls that end the debate about profitability and force honest conversations about value creation. See true cost of serving each segment and product.
For the Board
Confidence that cost reduction programs will deliver, that investments are sized correctly, and that the bank’s cost base is fit for the future. One-page KPI cockpit with scenario comparison.
Why Traditional Planning Falls Short
Traditional Approach
- ✕ Annual budgets based on incremental adjustments
- ✕ Cost centers disconnected from business drivers
- ✕ IT and shared costs allocated by simple ratios
- ✕ Profitability views arrive weeks after period close
- ✕ Scenario analysis requires days of manual rework
- ✕ Board sees aggregated numbers — no driver transparency
Driver-Based Cost Intelligence
- ✓ Continuous planning linked to operational drivers
- ✓ Every cost traceable to activity, consumer, and purpose
- ✓ Multi-step allocation cascades to revenue units
- ✓ Real-time profitability by BU, product, and channel
- ✓ Variance scenarios side-by-side with instant delta analysis
- ✓ CFO cockpit aggregating all KPIs for the Board
WHY BANKS CHOOSE INULTA
We bring the hybrid firepower banks actually need: finance expertise + technical mastery.
We’re the team global brands call when they want
clarity, speed, and zero surprises.
Real Results. Real Finance Teams.
See how leading banks have transformed their finance operations
How MONETA Money Bank Transformed IFRS Reporting and Consolidation in Just 15 Weeks
To accelerate its digital transformation journey by implementing Wolters Kluwer’s CCH Tagetik solution.
Spuerkeess transforms ESEF reporting into a reliable, repeatable process
Spuerkeess streamlines ESEF reporting with Inulta’s iXBRL solution in CCH Tagetik—accurate, automated, and audit-ready.
Enhancing Control and Performance: UniCredit Adopts Inulta’s Solution
UniCredit Romania has made significant strides in streamlining its data collection, consolidation, and reporting processes with the help of Inulta and CCH Tagetik’s Corporate Performance Management solution.
Trusted by leading banks worldwide
Frequently Asked Questions
What is CCH® Tagetik and how is it used in banking?
CCH® Tagetik is an end-to-end financial platform that helps banks automate planning, budgeting, consolidation, and regulatory reporting using unified, governed data.
Why do banks choose CCH® Tagetik over other financial planning tools?
Banks choose CCH® Tagetik for its built-in IFRS logic, strong audit trail, regulatory-ready models (FINREP/COREP), and its ability to eliminate manual consolidation work.
How does CCH® Tagetik improve financial planning for banks?
It strengthens finance planning and FP&A by enabling driver-based models, rolling forecasts, and scenario analysis—while aligning assumptions and results across entities. Tagetik integrates inputs from treasury, risk, and core finance systems to provide consistent, controlled views for management decision-making.
Can CCH® Tagetik replace Excel-based consolidation in banks?
Yes. CCH® Tagetik automates data collection, intercompany matching, validations, and IFRS consolidation, reducing manual work by up to 50%.
Does CCH® Tagetik integrate with bank core systems and data warehouses?
CCH® Tagetik integrates with GLs, core banking platforms, data lakes, risk engines, and warehouse environments through standardized connectors and APIs.
How long does a CCH® Tagetik implementation take for a bank?
Timelines vary, but with Inulta’s methodology, projects deliver results significantly faster than traditional CPM implementations.
Is CCH® Tagetik suitable for both retail and commercial banks?
Yes. CCH® Tagetik supports multi-entity, multi-branch, and multi-regulatory structures typical of retail and commercial banks.
How secure is CCH® Tagetik for regulated financial institutions?
CCH® Tagetik is used by global financial organizations and offers enterprise-grade security, full auditability, and compliance with strict data governance standards.
